I have found that the Native 24p/25p mode does have problems even when it doesn't crash ar appear to be failing. For example, I have several files where the GOP lengths come out wrong (i.e. a GOP of 13 followed by a GOP of 11 when the GOP is supposed to be 12). This indicates that something went wrong - even if the clip is playable. If you look closely you'll find stuttering, pulsing etc... Without Native checked this absolutely never happens. I agree with you, though, that this isn't a bandwidth problem - it's a bug somewhere.
Chris
Chris