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I've been going through the same decision. Have you checked out the reviews on Camcorderinfo.com?
Camcorderinfo found the low light performance on the HF-S100 to be much better than the HF200. The color on the HF-S100 was slightly better.
However, the resolution on the HF200 was much better. In fact, the resolution on the HF200 at 800 line widths per picture height (lw/ph) horizontal and 900 lw/ph vertical blew away pretty much every other consumer grade camcorder.
Personally, if I go with the HF200, I can add some light to a scene to fix the lowlight problem and I can easily fix colors in post. Whereas, if I went with an HF-S100, there's NO way to "add resolution"... So it seems like the HF200 would be the better choice.
But did those other reviews test the resolution with an actual video resolution chart or did they just do a "from looking at the video" guess-test? I wouldn't trust people's opinions on the resolution of each. I'd trust tests done with a resolution chart.Weird. Regarding resolution. In the reviews I've read they say they are both very good but the HF-S100 has a bit more because of how it utilizes the larger sensor.
I believe the HF200 has a focus assist as well. However, you are correct, the HF-S100 is the only one with zebra,peak, and b&w peak. All of these are VERY useful features to have, especially the Zebra.The S100 has better manual control with the programmable wheel in front and has a focus assist function with zebra, peak and B&W Peak.
Anyway, you're the first person I've heard to put the HF200 over the HF-S100. Check this video out at about 2:15 into it.
http://www.vimeo.com/4381893