puredrifting
Major Contributor
...I've come to the conclusion it's expensive insurance for a very unlikely event.
I truly felt this way until last year when I was on three editing deadlines at once and our cat, who was sleeping on his bed on top of a file cabinet next to my editing desk, fell off the cabinet, bed and all, in the middle of the night. He fell onto my 2017 iMac, which plummeted to the floor, shattering the screen into hundreds of pieces.
Totally a freak accident, had never happened, he was okay but I had to immediately go buy a 2020 iMac the next day to keep on deadlines. Due to the Pandemic, it took the local Apple Store a month to source the replacement screen, I had a few weeks of Apple Care left so it only cost me $99.00 for the new screen. Editing and live streaming computers to me now are just like cameras, you always have to have a spare, ready to jump in at a moment's notice. I have a MBP but it's a 2011, ancient, no way I could edit 4K on it.