HVX insurance

Just get basic renters insurance and that should cover all your stuff. I've got $16k of renters insurance in TN through Erie Insurance (actually based in PA) and it only costs me $12/month. Covers all my equipment and it'll pay actual replacement cost (not just depreciated value) if it gets stolen, zapped by lighting, killed by fire/flood, etc... And it covers it even if its not in my house! If I've got equipment out on a job or stored in my truck, or whatever, it's covered. Basically, if I own it, it's covered, regardless of where it is.
 
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