Insurance/Warranty for HVX?

F

FilmBoy77

Veteran
are there any company's that will insure your camera in the event it gets stolen/lost/broken? will homeowners insurance cover this type of thing?

i bought mine from spec-comm and they didnt offer an additional warranty or extended maintenance/warranty.
 
I have a commercial policy from Allied Insurance. It includes $1,000,000 liability and covers all my gear at replacement value.

Because i use the gear to make money, my homeowners will not cover it. It will also cover the gear if it's lost, stolen, I drop it over the Grand Canyon etc.

Before I had the commercial policy I had some gear scheduled on my homeowners policy.
I think I paid like $.80 per $100 value. But once I talked to my insurance guy to update some equipment he said I needed to go with the commercial policy.
 
I can't recall right off the top of my head but it was somewhere around $500 or $600 a year.

But I have all my video gear as well as all my still photography gear which adds up to quite a bit.
 
Thanks for the tip Kevin. I've been using Hanover and it's been costing me $1500 a year for liability. I'm guessing I pay a higher premium because a lot of my work is in NYC, but sounds like it might be worth looking into for a better rate.
 
I just changed homeowners insurance and asked about coverage on the camera ( don't need liablility right now due to limited work). $5000 in coverage
is around $100 a year, covers for anything that happens. It's through Metlife.
Was originally going to get 10K in coverage for $200 yr to cover my other stuff,
but decided to assume that risk myself. It's the HVX I'm concerned about.
 
You must log in or register to reply here.
Back
Top