How/where to get million dollar insurance?

StormFactory said:
No problem. Hope that site helps.

If it's a small enough production, couldn't you just bring your actors and grab your park shots?
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That might be what ends up happening, I just wanted to try and do this one legally for once ;)
 
I'm talking with the local film commision to find out if laibility ins will cut it. Turns out that the location (San Bernardino County, CA) would require a permit ($250). I found another location that is privately owned (by an investment business). The rep that I spoke with was a total arse and told me to go pound sand. Funny stuff.
 
snoart, this is totally off subject but I have to tell you that I was completely amazed by the work on your personal site. I watched several clips as I was "perusing" the work of David Concannon. Wow! Great stuff you're producing. I loved "Cache." Wow.

Great work! Keep it up!

A big fan,

Ted
 
snodart said:
I'm talking with the local film commision to find out if laibility ins will cut it. Turns out that the location (San Bernardino County, CA) would require a permit ($250). I found another location that is privately owned (by an investment business). The rep that I spoke with was a total arse and told me to go pound sand. Funny stuff.
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I assume the 250 was for a single day? To get a Permit in San Diego, you need the 1mil insurance which could be 300-600 bucks a day and then you need the permit... man, this hobby is expensive :shocked:

Also, I second Ted's remarks, you have some amazing work.
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This mught be a stupid question, but can just a person get this 1mil insurance or does it have to be the production co/business? If just the one person get's it does it cover the cast and crew?
 
No, just a person can get it.

I don't know how much we were gonna be covered for (we didn'yt wind up buying it) but it was gonna cost us $500 or $600 for two days in an old warehouse.

We were only getting the insurance because the owners of the warehouse wouldn't let us shoot there without it.

But you have to answer questions like "will there be pyro, guns, stage combat, flying" etc. and based on that you get X rate for X days.
 
Yes, you can get it by yourself. I did that. It covers anybody on the set. You have the option of including workers' comp and additional items. It really is a good idea to get it, just in case something happens...
 
Looks like we found a privately owned location... the only requirement is that we pay $80/day to help cover the electric bill (some electric bill!). Anyway, I want to keep this thread going because I plan to have a big enough production going in the future to validate paying the $$ for insurance. On a side note, the folks at the San Bernardino Film Commission are big time helpful.

Independent = resourceful

EDIT: Thanks for checking out my website Theodore and Jeremy!
 
The guys are Film emporium have been really helpful with us. The link has been given above. They are willing to work with you to best satisfy your budget and needs.
 
I just got 1mil liability insurance from filmemporium.com for $697.00 for six days of shooting. This does not include renting or equipment insurance, but only 1mil liability that will satisfy your local film commission so you can get permits.

The guys at Film Emporium where also great to work with and very quick on their game, faxing the information to the San Diego film commission right after they ran up my credit card (which they did charge a 35% credit card convenience fee... yeah real convenient :)

I wanted to get work man's comp, but that would have added another $997.00 for 11 people (cast and crew).

EDIT: Sorry 3.5% for the convenience fee.
 
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Great info. So, you weren't required to get workman's comp for a permit is SD? That saved you some $$. When I checked with the film commission for the Inland Empire I was told that Workman's comp was required to take out a permit.

35% credit card convenience fee :shocked:
 
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