Don't Take My Unemployment!

SBT7000

Active member
I worked a government job over the summer and am now collecting unemployment (hardly anything, like $150/wk, but its nice!) I've got a freelance job coming up for the public school system. I'm wondering if anyone knows: if I am contracted by someone like the school system, will I get my unemployment yanked away for being employed? I'm not sure yet, but I assume they'll want my SS# for their tax purposes, would that make it the unfortunate deal breaker? thanks-
 
I worked a government job over the summer and am now collecting unemployment (hardly anything, like $150/wk, but its nice!) I've got a freelance job coming up for the public school system. I'm wondering if anyone knows: if I am contracted by someone like the school system, will I get my unemployment yanked away for being employed? I'm not sure yet, but I assume they'll want my SS# for their tax purposes, would that make it the unfortunate deal breaker? thanks-

Why not call the employment office and ask? That's the best way to get a proper answer. Regulations differ from place to place.
 
It is mostly based on working x amount of hours or days. Call the offices. They can tell you. But most likely if you are making a certain amount of money, you will not receive unemployment benefits for that period of time.

And how would that be a deal breaker? Unemployment is used for people who are out of work or are seasonal employees. Not for people who want to abuse the system and not want to actually start working and would pass a job because you wouldn't receive a check.
 
Hey thanks, I guess calling the office is the noble way to go. I would like to stay on unemployment, even while picking up this quick job, since it truly is temp-work. And I wouldn't want those actions resulting in me having to back-pay / get into general trouble with the office. I figured with all the filmmakers around here someone been in a similar situation!
 
Oh, I understand.

You will most likely stop receiving your check during your working period. It won't go away entirely since you will still be unemployed after the fact. The payment is adjusted when you are working a day or two a week. If you have a seasonal position and you start part time, the check will be adjusted accordingly.

Office will be able to tell you specifically. But you won't get in trouble for finding temp work.
 
In the States, you have to start paying taxes at 15? or 16? Sarcasm is not appreciated and the guy already explained his situation. A temp job does not make up for all the weeks after that you have ZERO INCOME. When you don't have mommy and daddy's roof to live under...I'm sure you won't be making stupid, snarky comments.

-Kegan
 
Hey thanks Mattykins!
I just wanted to add that I'm not being unemployed and watching Tyra all day... I've been editing and doing post work on out feature film, which we shot while I was working my seasonal 40 hr/wk job... (it should be finished in about 2 months!) And even though pulling dirty diapers out of public pools all summer is a very rewarding task, I have been looking for a change in career path as well.
 
Not all of that unemployment money comes from taxes. Businesses pay into an insurance fund from which payments are made. Those whose (former) employees file lots of unemployment claims pay more. This is the main reason that businesses try to avoid firing bad employees and try to get them to quit.
 
Okay, I'm not being judgemental here. Just laying out some facts.

Unemployment insurance is not intended to give you an income while you edit your movie. It's intended to help you survive while you actively look for work. Here in NC, if you're not actively looking for work every week, your benefits will be cut off. If you're offered a job and you turn it down, your benefits will be cut off.

Also JMichael, if a business fires you for just cause, then you can't collect unemployment benefits. It's only if you lose your job through no fault of your own that you can collect. At least, that was the rule the last time I had to collect unemployment benefits.

Yes, times are tough. Unemployment is high. If a person is smart, he will devote himself exclusively and tirelessly to the task of finding a new job. If he dallies, he will soon find himself with no job and no unemployment check.
 
What you pay in taxes, at least no states that I know of, goes towards unemployment insurance. However, to say that you don't pay for it is really a lie that the government has made Americans believe. You do actually pay the "employer's" share of unemployment and FICA--it just comes out of your pay before you know what your pay is. So instead of being paid $20 an hour (because that's what employers actually pay per hour for you), they pay you $15 because they've got an extra $5 per hour that they have to pay on top of what they pay you. If they didn't have those costs there is a good chance that they would pay you $20 an hour straight up. However in reality because how we are taxed in the US, you make the same either way. Although, if you have good deductions, you have a better chance of having more money in the end if you get paid $20 straight up. As a business owner who has to deal with this every month when I file, just wanted to help you all understand how it truly works.

Actually, because I am the owner and employee of my business I rather, instead of paying into the insurance fund rather pay into a savings fund and op out of receiving any insurance. Since my business would have to totally close for me to get a single penny (and there are still a ton of other requirements I would have to meet) it would be better for me to put what I pay into a CD and build up interest. Of course, because of how I run my business (almost no overhead per month) and live my life, it will be very hard for my business to go under.

Again, to make it as clear as possible--anything that the employer pays on behalf of the employee is out of your pay in reality.

Matthew
 
Actually, because I am the owner and employee of my business I rather, instead of paying into the insurance fund rather pay into a savings fund and op out of receiving any insurance.

Hmmm... I wonder if Missouri lets you do that. It seems quite absurd for me to have to pay unemployment insurance for myself. The only thing more absurd is that I could theoretically fire myself and collect unemployment...

I have to agree with the comments above regarding unemployment -- people should be helped by friends and family in times of need, not by society or the government.

Anyway, this thread will likely be locked soon. Feel free to continue any political discussions on my forum instead ,where political discussions are allowed and encouraged.
 
I didn't say we didn't pay for it, only that it wasn't paid for with tax money. But you're right, Macville. It does cost the employee. But it doesn't cost the retiree or the stay at home parent or similar people.

The problem with paying into your own fund is you'd have to pay for a long time before you could afford to give yourself a 70% paycheck for 6 months if needed. With the 'pool' type system (which is what the unemployment insurance fund is), a person who has worked only a year or two could qualify if laid off. Still, I do like the idea of self-sufficiency.
 
I have to agree with the comments above regarding unemployment -- people should be helped by friends and family in times of need, not by society or the government.

Ideally, yes. But many of us either don't have a large family or group of friends, or those people don't have the resources to help us pay our bills and feed our families. Churches are a good source of help, as well as charitable organizations. But even they can only do so much.
 
Unemployment insurance is really no different than health insurance. A large group of people pay into to the fund as a hedge against bad times. Luckily, only small numbers (comparatively) have to withdraw from the fund at any particular time. So it makes good economic sense, just as good health insurance, life insurance, car insurance, etc. do.
 
Unemployment insurance is really no different than health insurance. A large group of people pay into to the fund as a hedge against bad times. Luckily, only small numbers (comparatively) have to withdraw from the fund at any particular time. So it makes good economic sense, just as good health insurance, life insurance, car insurance, etc. do.

Except, I can choose (at least here in Tennessee) if I want health/life insurance at all or what level of insurance I want. I don't have a choice when it comes to unemployment insurance. Especially annoying that there is almost no chance for me to collect it. But, I am also a big believer in in self-support and helping people through direction action instead of through government.

It would be good for all employees to get everything deducted out of their paycheck. All unemployment, FICA, etc. If so, I believe people would be more proactive about taking back their government when they see how highly taxed they are.

Matthew
 
It would be good for all employees to get everything deducted out of their paycheck. All unemployment, FICA, etc. If so, I believe people would be more proactive about taking back their government when they see how highly taxed they are.

Matthew

People can already see how taxed they are. It's printed right there on their paycheck stub every 2 weeks. But they don't look, or don't care.
 
People can already see how taxed they are. It's printed right there on their paycheck stub every 2 weeks. But they don't look, or don't care.

That only includes some of their taxes. Unemployment and the employer's half of SS is not printed on their stubs. If people could see that their paychecks are taxed at over 30%, they might start to do more.

Matthew
 
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