How/where to get million dollar insurance?

[snodart]

Hi,

We are looking at a possible location for Drama-Fest that requires million dollar insurance. Can anybody fill me in as to where I would get it and how much it might cost?

Any info would be great. Thanks!

[Brandon Rice]

WHoa... that's insane. I am no help to ya. sorry.

[rich_s]

I got a guy in Victorville that I use that can get a two million dollar liability policy for $350 and should cover you for the duration of your shoot. Give me a shout and I'll give you his contact info.

[snodart]

lol. I was going to ask you this in a few hours when I see you. :beer:

Thanks.

[rich_s]

yeah, i figured. but if anyone else is in that area i can put you in contact with him if you need insurance.

[Blaine]

I got a guy in Victorville that I use that can get a two million dollar liability policy for $350 and should cover you for the duration of your shoot. Give me a shout and I'll give you his contact info.That's a really good price on that. I've checked on short term Production Insurance ($1M) and the quotes I got ran from about $900 to about $1200.

[snodart]

That's a really good price on that. I've checked on short term Production Insurance ($1M) and the quotes I got ran from about $900 to about $1200.

Ouch. If that is the case... then we will be shooting somewhere else :)

Thanks Blaine.

[Blaine]

We ended up getting the location to agree to let us shoot without insurance but I can see where a business might not want to. They'd be on the line if anybody got hurt.

Here are three places you can get quotes from:

http://www.eqgroup.com/shortterm_production.htm
http://www.filmemporium.com/insurance.html
http://www.productioninsurance.com/short.htm

[SomewhereinLA]

I am actually looking into it myself as I just learn that renter's insurance do not cover professional video equipment. What I am looking for is a yearly insurance that would cover equipment and location insurance. So my question is, Which insurances company should I talk to, what is the name of the policy I should ask for and How much would it cost me (yearly). If any of you have names and numbers of agents you have been dealing with, It would be very helpful.

[Slimothy]

Justin, you won't get 1 mil insurance for $350 anywhere. Sometimes people think they're getting production insurance for that low of a price, but it doesn't cover everything that you need it to cover. I don't think you'll find it cheaper than $800-$1,000.

Tim.

[rich_s]

Justin, you won't get 1 mil insurance for $350 anywhere. Sometimes people think they're getting production insurance for that low of a price, but it doesn't cover everything that you need it to cover. I don't think you'll find it cheaper than $800-$1,000.

Tim.

$350 is liability only, which is the minimum coverage required for city permits. Private parties may require full coverage which may run up to the order of $1000.

Just providing options here...

[snodart]

great info guys... :dankk2:

[Tom Marshall]

I used Film Emporium for the Maliboo shoot. Insurance ran me just over 1400.

[jeremytuttle]

I used Film Emporium for the Maliboo shoot. Insurance ran me just over 1400.

For how many days was this charge?

We are also in this same 1m problem as city parks require it. State parks are even worse because they will charge you fees (or at least higher fees) on top of everything else.

[Tom Marshall]

The insurance covered 3 shooting days, which was a Friday, Saturday, and Sunday.

[StormFactory]

We are also in this same 1m problem as city parks require it. State parks are even worse because they will charge you fees (or at least higher fees) on top of everything else.What park are you dealing with? California State parks are free. Here it is straight from the California State Film Permit FAQ (http://www.film.ca.gov/state/film/film_htmldisplay.jsp?iOID=61591&sFilePath=/ttca/detail/CFC_StateFilmPermits_FAQs.html&path=California+Film+Commission&childPath=State+Film+Permits&sTableName=TTCA_NAV&BV_SessionID=@@@@2106637390.1163396572@@@@&BV_EngineID=ccceaddjfijjeilcfngcfkmdffidfnf.0&sTTCAHash=)

4. Is it free to film on California State property?
Yes, this includes state parks, beaches, buildings, roads, bridges and freeways. In many cases, a state film monitor or inspector may be required for filming and the state asks the production company to pay the actual costs of the monitor. These fees are solely to cover the costs of State film monitors assigned to your production.


Good luck!

[snodart]

4. Is it free to film on California State property?
Yes, this includes state parks, beaches, buildings, roads, bridges and freeways. In many cases, a state film monitor or inspector may be required for filming and the state asks the production company to pay the actual costs of the monitor. These fees are solely to cover the costs of State film monitors assigned to your production.

Thanks for the info. I was wondering about that.

[Slimothy]

Good luck with the shoot. If you need help with anything, let me know.

Tim.

[jeremytuttle]

What park are you dealing with? California State parks are free. Here it is straight from the California State Film Permit FAQ (http://www.film.ca.gov/state/film/film_htmldisplay.jsp?iOID=61591&sFilePath=/ttca/detail/CFC_StateFilmPermits_FAQs.html&path=California+Film+Commission&childPath=State+Film+Permits&sTableName=TTCA_NAV&BV_SessionID=@@@@2106637390.1163396572@@@@&BV_EngineID=ccceaddjfijjeilcfngcfkmdffidfnf.0&sTTCAHash=)

4. Is it free to film on California State property?
Yes, this includes state parks, beaches, buildings, roads, bridges and freeways. In many cases, a state film monitor or inspector may be required for filming and the state asks the production company to pay the actual costs of the monitor. These fees are solely to cover the costs of State film monitors assigned to your production.


Good luck!


Thanks StormFactory, maybe I was thinking County Parks were the pain in the a$$.

[StormFactory]

No problem. Hope that site helps.

If it's a small enough production, couldn't you just bring your actors and grab your park shots?

[jeremytuttle]

No problem. Hope that site helps.

If it's a small enough production, couldn't you just bring your actors and grab your park shots?

That might be what ends up happening, I just wanted to try and do this one legally for once ;)

[Jack Daniel Stanley]

Bump

[snodart]

I'm talking with the local film commision to find out if laibility ins will cut it. Turns out that the location (San Bernardino County, CA) would require a permit ($250). I found another location that is privately owned (by an investment business). The rep that I spoke with was a total arse and told me to go pound sand. Funny stuff.

[Ted Arabian]

snoart, this is totally off subject but I have to tell you that I was completely amazed by the work on your personal site. I watched several clips as I was "perusing" the work of David Concannon. Wow! Great stuff you're producing. I loved "Cache." Wow.

Great work! Keep it up!

A big fan,

Ted

[jeremytuttle]

I'm talking with the local film commision to find out if laibility ins will cut it. Turns out that the location (San Bernardino County, CA) would require a permit ($250). I found another location that is privately owned (by an investment business). The rep that I spoke with was a total arse and told me to go pound sand. Funny stuff.

I assume the 250 was for a single day? To get a Permit in San Diego, you need the 1mil insurance which could be 300-600 bucks a day and then you need the permit... man, this hobby is expensive :shocked:

Also, I second Ted's remarks, you have some amazing work.
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[Tom Marshall]

man, this hobby is expensive :shocked:
You can say that again...

[jeremytuttle]

This mught be a stupid question, but can just a person get this 1mil insurance or does it have to be the production co/business? If just the one person get's it does it cover the cast and crew?

[Jack Daniel Stanley]

No, just a person can get it.

I don't know how much we were gonna be covered for (we didn'yt wind up buying it) but it was gonna cost us $500 or $600 for two days in an old warehouse.

We were only getting the insurance because the owners of the warehouse wouldn't let us shoot there without it.

But you have to answer questions like "will there be pyro, guns, stage combat, flying" etc. and based on that you get X rate for X days.

[Tom Marshall]

Yes, you can get it by yourself. I did that. It covers anybody on the set. You have the option of including workers' comp and additional items. It really is a good idea to get it, just in case something happens...

[jeremytuttle]

Thanks guys, I appreciate the info.

[snodart]

Looks like we found a privately owned location... the only requirement is that we pay $80/day to help cover the electric bill (some electric bill!). Anyway, I want to keep this thread going because I plan to have a big enough production going in the future to validate paying the $$ for insurance. On a side note, the folks at the San Bernardino Film Commission are big time helpful.

Independent = resourceful

EDIT: Thanks for checking out my website Theodore and Jeremy!

[Beat Takeshi]

The guys are Film emporium have been really helpful with us. The link has been given above. They are willing to work with you to best satisfy your budget and needs.

[jeremytuttle]

I just got 1mil liability insurance from filmemporium.com for $697.00 for six days of shooting. This does not include renting or equipment insurance, but only 1mil liability that will satisfy your local film commission so you can get permits.

The guys at Film Emporium where also great to work with and very quick on their game, faxing the information to the San Diego film commission right after they ran up my credit card (which they did charge a 35% credit card convenience fee... yeah real convenient :)

I wanted to get work man's comp, but that would have added another $997.00 for 11 people (cast and crew).

EDIT: Sorry 3.5% for the convenience fee.

[snodart]

Great info. So, you weren't required to get workman's comp for a permit is SD? That saved you some $$. When I checked with the film commission for the Inland Empire I was told that Workman's comp was required to take out a permit.

35% credit card convenience fee :shocked:

[jeremytuttle]

Sorry, 3.5%... 35% would be a little step:cheesy:

[snodart]

Sorry, 3.5%... 35% would be a little step:cheesy:

Yea, it seemed like you were taking it pretty well.